
Summit Peak Xteriors partners with Hearth to provide responsible financing options for qualified homeowners.
Apply Directly Through Our Financing Partner
If you prefer to apply directly through Hearth’s co-branded page, you can do so below.
Frequently Asked Financing Questions
Will checking financing affect my credit?
Most platforms allow prequalification with a soft credit inquiry. Final loan selection may require a hard inquiry.
Hearth can provide details during application.
Can financing be used with insurance claims?
Yes. Financing is often used to:
- Cover deductibles
- Cover upgrades not included in claim
- Bridge payment timing
If you are navigating storm damage, visit our Insurance Claims Guidance page.
Do you mark up pricing if financing is used?
No. Project pricing is based on scope of work, not payment method.
Responsible Financing Matters
Exterior work protects your home. Financial decisions protect your household stability. We recommend financing only when it makes sense for your situation. If you would like to talk through options before applying, contact us directly.

Start With Inspection
Before exploring financing, we recommend starting with inspection.
We will:
Evaluate your roof or exterior
Explain what is needed
Outline scope
Then discuss payment options
We will:
Evaluate your roof or exterior
Explain what is needed
Outline scope
Then discuss payment options




